Best Starter Points Cards

Annual Fee: $150

3x on Travel, Transit and Restaurants

Sign Up Bonus: 40,000 Points for $3000 in 6 Months 

Pros:

Good Travel Categories, Great Sign-Up Bonus, Good Intro To AMEX, $209 Clear Credit

Cons:

High Annual Fee, Hard to Earn Points For , Daily Spend, AMEX Not Common Overseas

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Annual Fee: $95

2x On Everything

Sign Up Bonus: 75,000 Miles for $4,000 in 3 Months

Pros:

2x On Everything, Good Sign-Up Bonus, Free Global Entry, Good Pair with Savor

Cons:

No 3x Categories, No Credits, C1 Trio Does Most for Free, Venture X Makes More Sense

DO NOT RECCOMEND

Annual Fee: $95

3x Hotels, Airfare, Restaurants, Groceries, Gas/EV

Sign Up Bonus: 60,0000 Points for $4000 in 3 Months

Pros:

Covers All Daily Spend, Best Single Card, Good to Pair With, Citi Custom Cash

Cons:

Credit Is Hard To Use, Weaker Points Setup, Terrible Costomer Service

This Card is not available for applicants and rewards are changing, will update once card has been updated

Annual Fee: $95

3x Restaurants, Streaming, Online Groceries, 2x Travel

Sign Up Bonus: 75,000 Points for $5,000 in 3 Months

Pros:

Solid Points Partners, Can Pair With Freedom, Primary Rental Car Insurance, Best Beginner Travel Card

Cons:

No Groceries Option at all, Weak Travel Category, Weak Statement Credit, 5/24

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