Card Information
Image From Bilt Website
My Opinion
The Bilt Obsidion is the way to go, and if you are a Bilt 1.0 user, pairing it with the Wells Fargo Autograph you got is the way to go. Just remember to pick your new bilt card by Jan 30, you get to keep both the Autograph and Bilt 2.0 Cards!
The Blue card is basicly worthless with the 1x on spend being the only option and the Palladium is basicly a Venture X but more expensive. My recommendation if you want a solid catach all card would be the Venture X Savor Duo paired with the Obsidion card, this trio would be the same annual fee as the paladium card alone. You can also get an Amex Gold and Blue Business Plus with higher earning rates for less then the paladium card alone, though you are not getting lounge accses that you would get with it or the venture X.
However if you pay rent or mortage, the obsidion is a no brainer and has solid earning rates and Bilt points are among the best. I would recommend it with another combination of cards to pick up some of the slack. Links to everything mentioned Below.
Cards Mentioned
Click card or logo to apply, referrals used when applicable
Capital One Duo
Annual Fee: 395 (Venture X $395 + Savor $0)
3x On Dining (Savor)
3x On Groceries (Savor)
3x On Straming & Entertainment (Savor)
2x Everything Else (Venture X)
$300 Annual Capital One Travel credit (Venture X)
10,000 Miles every renewal (Venture X)
Savor must have ANY Venture Card to Conver cashback to miles